'I began to fear there might be some mistake. Put up your veil for a moment, dear, and glance at the pictures. Every one has cost a small fortune. Oh, he is immensely rich—and knows so well what to buy!'

CHAPTER 6

Alma's agitation did not permit her to examine details. The interior of Redgrave's house was very much what she had imagined; its atmosphere of luxurious refinement, its colour, perfume, warmth, at once allured and alarmed her. She wished to indulge her senses, and linger till she had seen everything; she wished to turn at once and escape. Mrs. Strangeways, meanwhile, seemed to be looking for the album of which she had spoken, moving hither and thither, with a frequent pause as of one who listens, or a glance towards the door.

'You won't be long?' said Alma, turning abruptly to her.

'It's my silly nervousness, dear. I thought I remembered perfectly where the album lay. How foolish of me! I quite tremble—anyone would think we were burglars.'

She laughed, and stood looking about the room.

'Is that it?' asked Alma, pointing to a volume on a table near her.

'Yes!—no—I'm not sure.'

An album it was; Mrs. Strangeways unclasped it, and turned over a few pages with quivering hand.

'No, I thought not. It's a smaller one. Oh, what a good photo of Mrs Carnaby! Have you seen this one?'

Alma stepped forward to look, strangely startled by the name of her friend; it was as though Sibyl herself had suddenly entered the room and found her here. The photograph she already knew; but its eyes seemed to regard her with the very look of life, and at once she drew back.

'Do find the right one, Mrs. Strangeways,' she spoke imploringly. 'It must be—What bell was that?'

An electric bell had rung within the house; it still trembled in her ears, and she turned sick with fright. Mrs. Strangeways, flushing red, stammered a reassurance.

'There—here is the right one—in a minute–'

The door opened. As she saw it move, a dreadful certainty of what was about to happen checked Alma's breath, and a sound like a sob escaped her; then she was looking straight into the eyes of Cyrus Redgrave. He, wearing an ulster and with a travelling-cap in his hand, seemed not to recognise her, but turned his look upon her companion, and spoke with mirthful friendliness.

'What! I have caught you, Mrs. Strangeways? Police! Oh, I am so sorry I didn't send you a wire. I thought you would come tomorrow, or the day after. How very kind of you to take this trouble immediately. I had to run over at a moment's notice.—Mrs. Rolfe! Forgive me; for the moment I didn't know you, coming out of the darkness. So glad to see you.'

He had shaken hands with both of them, behaving as though Mrs. Rolfe's presence were the most natural thing in the world. But Alma's strength failed her; she trembled towards the nearest chair, and sank upon it. Mrs. Strangeways, who had watched her with anxiety, took a step to her side, speaking hurriedly.

'Mr. Redgrave, I took the liberty to use your house as if it were my own. Mrs. Rolfe has over-tired, over-excited herself. She has been playing this afternoon at a concert at Mrs. Rayner Mann's. We were to drive back together, and came this way that I might call here—for the photo. But Mrs. Rolfe became faint—after her exertions–'

Redgrave surpassed himself in graceful courtesy. How could Mrs Strangeways dream of offering excuses? Why had she not called for tea—or anything? He would give orders at once, and the ladies would permit him to get rid of his travelling attire, whilst they rested. He was turning to leave the room when Alma rose and commanded her voice.

'I am perfectly well again—thank you so much, Mr. Redgrave—indeed I mustn't stay–'

With admirable suavity Redgrave overcame her desire to be gone. Pleading, he passed playfully from English into French, of which he had a perfect command; then, in his own language, declared that French alone permitted one to make a request without importunity, yet with adequate fervour. Alma again seated herself. As she did so, her host and Mrs. Strangeways exchanged a swift glance of mutual intelligence.

'How can I hope you will forgive me?' the lady murmured at Alma's ear as soon as they were alone.

'It's very annoying, and there's nothing more to be said,' was the cold reply.

'But it isn't of the least importance—do believe me. We are such old friends. And no one can ever know—though it wouldn't matter if all the world did.'

'I dare say not. But, please, let our stay be as short as possible.'

'We will go, dear, as soon as ever we have had a cup of tea. I am

sorry; it was all my foolishness.'

The tea was brought, and Mrs. Strangeways, her nervousness having quite passed away, began to talk as if she were in her own drawing-room. Alma, too, had recovered control of herself, held the teacup in an all but steady hand, and examined the room at her leisure. After ten minutes' absence, Redgrave rejoined them, now in ordinary dress; his face warm from rapid ablution, and his thin hair delicately disposed. He began talking in a bright, chatty vein. So Mrs. Rolfe had been playing at a concert; how he regretted not having been there! What had she played? Then, leaning forward with an air of kindness that verged on tenderness–

'I am sure it must be very exhausting to the nerves; you have so undeniably the glow, the fervour, of a true artist; it is inspiring to watch you as you play, no less than to hear you. You do feel better now?'

Alma replied with civility, but did not meet his look. She refused another cup of tea, and glanced so meaningly at her friend that in a few moments Mrs. Strangeways rose.

'You won't leave me yet to my solitude?' exclaimed Redgrave. With a sigh he yielded to the inevitable, inquired gently once more whether Mrs. Rolfe felt quite restored, and again overwhelmed Mrs. Strangeways with thanks. Still the ladies had to wait a few minutes for their carriage, which, at Redgrave's direction, had made a long detour in the adjacent roads; and during this delay, as if the prospect of release inspirited her, Alma spoke a few words in a more natural tone. Redgrave had asked what public concerts she usually attended.

'None regularly,' was her reply. 'I should often go on Saturdays to the Crystal Palace, if it were not so far for me. I want to get there, if possible, on Saturday week, to hear Sterndale Bennett's new concerto.'

'Ah, I should like to hear that!' said Redgrave. 'We may perhaps see each other.'

This time she did not refuse to encounter his look, and the smile with which she answered it was so peculiarly expressive of a self-confident disdain that he could scarcely take his eyes from her. Cyrus Redgrave knew as well as most men the signals of challenge on a woman's features; at a recent meeting he had detected something of the sort in Alma's behaviour to him, and at this moment her spirit could not be mistaken. Quite needlessly she had told him where he might find her, if he chose. This was a great step. To be defied so daringly meant to him no small encouragement.

'It's fortunate,' said Alma, as the carriage bore her away, 'that we had this adventure with a

gentleman

The remark sounded surprising to Mrs. Strangeways.

'I'm so glad you have quite got over your annoyance, dear,' she replied.

'It was as bad for you as for me, under the circumstances. But I'm sure Mr. Redgrave won't give it another thought.'

And Alma chatted very pleasantly all the way back to town, where she dined with Mrs. Strangeways. At eleven o'clock she reached home. Her husband, who was recovering from a sore throat, sat pipeless and in no very cheerful mood by the library fire; but the sight of Alma's radiant countenance had its wonted effect upon him; he stretched his arms, as if to rouse himself from a long fit of reverie, and welcomed her in a voice that was a little husky.

'Well, how did it go?'

'Not badly, I think. And how have you been getting on, poor old boy?'

'So so; swearing a little because I couldn't smoke. But Hughie has a cold tonight; caught mine, I dare say, confound it! Miss Smith took counsel with me about it, and we doctored him a little.'

'Poor dear little man! I wish I had been back in time to see him. But there was no getting away—had to stay to dinner–'

Alma had not the habit of telling falsehoods to her husband, but she did it remarkably well—even better, perhaps, than when she deceived her German friend, Fraulein Steinfeld, in the matter of Cyrus Redgrave's proposal; the years had matured her, endowing her with superior self-possession, and a finish of style in dealing with these little difficulties. She was unwilling to say that she had dined in Porchester Terrace, for Harvey entertained something of a prejudice against that household. His remoteness nowadays from the world in which Alma amused herself made it quite safe to venture on a trifling misstatement.

'I have a note from Carnaby,' said Rolfe. 'He wants to see me in town tomorrow. Says he has good news—"devilish good news", to be accurate. I wonder what it is.'

'The lawsuit won, perhaps.'

'Afraid not; that'll take a few more years. Odd thing, I have another letter—from Cecil Morphew, and he, too, says that he has something hopeful to tell me about.'

Alma clapped her hands, an unusual expression of joy for her. 'We are cheering up all round!' she exclaimed. 'Now, if only

you

could light on something fortunate.'

He gave her a quick look.

'What do you mean by that?'

'Only that you haven't seemed in very good spirits lately.'

'Much as usual, I think.—Many people at Putney?'

'About a hundred and twenty. Compliments showered on me; I do so wish you could have heard them. Somebody told me that some man asked her how it was he didn't know my name—he took me for a professional violinist.'

'Well, no doubt you are as good as many of them.'

'You really think that?' said Alma, pulling her chair a little nearer to the fire and looking eagerly at him.

'Why shouldn't you be? You have the same opportunities, and make all possible use of them.'

Alma was silent for a few ticks of the clock. Once, and a second time, she stole a glance at Harvey's face; then grasping with each hand the arms of her chair, and seeming to string herself for an effort, she spoke in a half-jesting tone.

'What should you say if I proposed to come out—to

a professional?'

Harvey's eyes turned slowly upon her; he read her face with curiosity, and did not smile.

'Do you mean you have thought of it?'

'To tell you the truth, it is so often put into my head by other people. I am constantly being asked why I'm content to remain an amateur.'

'By professional musicians?'

'All sorts of people.'

'It reminds me of something. You know I don't interfere; I don't pretend to have you in surveillance, and don't wish to begin it. But are you quite sure that you are making friends in the best class that is open to you?'

Alma's smile died away. For a moment she recovered the face of years gone by; a look which put Harvey in mind of Mrs. Frothingham's little drawing-room at Swiss Cottage, where more than once Alma had gazed at him with a lofty coldness which concealed resentment. That expression could still make him shrink a little and feel uncomfortable. But it quickly faded, giving place to a look of perfectly amiable protest.

'My dear Harvey, what has caused you to doubt it?'

'I merely asked the question. Perhaps it occurred to me that you were not exactly in your place among people who talk to you in that way.'

'You must allow for my exaggeration,' said Alma softly. 'One or two have said it—just people who know most about music. And there's a

way

of putting things.'

'Was Mrs. Carnaby there today?'

'No.'

'You don't see her very often now?'

'Perhaps not

quite

so often. I suppose the reason is that I am more drawn to the people who care about music. Sibyl really isn't musical—though, of course, I like her as much as ever. Then—the truth is, she seems to have grown rather extravagant, and I simply don't understand how she can keep up such a life—if it's true that her husband is only losing money. Last time I was with her I couldn't help thinking that she ought to—to deny herself rather more. It's habit, I suppose.'

Harvey nodded—twice, thrice; and kept a grave countenance.

'And you don't care to see much of Mrs. Abbott?' he rather let fall than spoke.

'Well, you know, dear, I don't mean to be at all disagreeable, but we have so little in common. Isn't it so? I am sure Mrs. Abbott isn't anxious for my society.'

Again Rolfe sat silent, and again Alma stole glances at him.

'Shall I tell you something I have in mind?' he said at length, with deliberation. 'Hughie, you know, is three years old. Pauline does very well with him, but it is time that he had companions—other children. In half a year or so he might go to a kindergarten, and'—he made an instant's pause—'I know only of one which would be really good for him. I think he will have to go to Mrs. Abbott.'

Their eyes met, and the speaker's were steadily fixed.

'But the distance?' objected Alma.

'Yes. If we want to do that, we must go to Gunnersbury.'

Alma's look fell. She tapped with her foot and meditated, slightly frowning. But, before Harvey spoke again, the muscles of her face relaxed, and she turned to him with a smile, as though some reflection had brought relief.

'You wouldn't mind the bother of moving?'

'What is that compared with Hughie's advantage? And if one lives in London, it's in the nature of things to change houses once a year or so.'

'But we don't live in London!' returned Alma, with a laugh.

'Much the same thing. At Gunnersbury you would be nearer to everything, you know.'

'Then you would send away Pauline?'

Harvey made a restless movement, and gave a husky cough.

'Well, I don't know. You see, Hughie would be with Mrs. Abbott only a few hours each day. Who is to look after the little man at other times? I suppose I can't very well undertake it myself—though I'm glad to see as much of him as possible; and I won't let him be with a servant. So–'

Alma was gazing at the fire, and seemed to give only a divided attention to what her husband said. Her eyes grew wide; their vision, certainly, was of nothing that disturbed or disheartened her.

'You have given me two things to think about, Harvey. Will you reflect on the

one

that I suggested?'

'Then you meant it seriously?'

'I meant that I should like to have your serious opinion about it. Only we won't talk now. I am very tired, and you, I'm sure, oughtn't to sit late with your bad throat. I promise to consider

both

the things you mentioned.'

She held her hands to him charmingly, and kissed his cheek as she said goodnight.

Harvey lingered for another hour, and—of all people in the world—somehow found himself thinking of Buncombe. Buncombe, his landlord in the big dirty house by Royal Oak. What had become of Buncombe? It would be amusing, some day to look at the old house and see if Buncombe still lived there.

CHAPTER 7

They never talked about money. Alma took it for granted that Harvey would not allow their expenditure to outrun his income, and therewith kept her mind at rest. Rolfe had not thought it necessary to mention that he derived about three hundred pounds from debenture stock which was redeemable, and that the date of redemption fell early in this present year, 1891. He himself had all along scarcely regarded the matter. When the stock became his, 1891 seemed very remote; and on settling in North Wales he felt financially so secure that the question of reinvestment might well be left for consideration till it was pressed upon him.

As now it was. He could no longer disregard percentages; he wanted every penny that his capital would yield. Before marriage he would have paid little heed to the fact that his canal shares (an investment which he had looked upon as part of the eternal order of things) showed an inclination to lose slightly in value; now it troubled him day and night. As for the debenture stock, he might, if he chose, 'convert' it without withdrawal, but that meant a lower dividend, which was hardly to be thought of. Whither should he turn for a security at once sound and remunerative? He began to read the money article in his daily paper, which hitherto he had passed over as if it did not exist, or turned from with contemptuous impatience. He picked up financial newspapers at railway bookstalls, and in private struggled to comprehend their jargon, taking care that they never fell under his wife's eyes. At the Metropolitan Club—of which he had resumed membership, after thinking that he would never again enter clubland—he talked with men who were at home in City matters, and indirectly tried to get hints from them. He felt like one who meddles with something forbidden—who pries, shamefaced, into the secrets of an odious vice. To study the money-market gave him a headache. He had to go for a country walk, to bathe and change his clothes, before he was at ease again.

Two only of his intimates had any practical acquaintance with methods of speculation, and their experiences hitherto were not such as to suggest his seeking advice from them. Hugh Carnaby might or might not reap profit from his cycle factory; as yet it had given him nothing but worry and wavering hopes. Cecil Morphew had somehow got into better circumstances, had repaid the loan of fifty pounds, and professed to know much more about speculation than in the days when he made money only to lose it again; but it was to be feared that Cecil associated with people of shady character, and might at any moment come to grief in a more or less squalid way. He confessed that there was a mystery in his life—something he preferred not to speak of even with an old friend.

Oddly enough, Carnaby and Morphew wrote both at the same time, wishing to see him, and saying that they had cheering news to impart. Amid his perplexities, which were not concerned with money alone, Harvey welcomed this opportunity of forgetting himself for a few hours. He agreed to lunch with Hugh at a restaurant (Carnaby would have nothing to do with clubs), and bade Morphew to dinner at the Metropolitan.

It was a day of drizzle and slush, but Harvey had got over his sore throat, and in ordinary health defied the elements. Unlike himself, Carnaby came a little late for his appointment, and pleaded business with a 'blackguard' in the City. Rheums and bronchial disorders were to him unknown; he had never possessed an umbrella, and only on days like this donned a light overcoat to guard himself against what he called 'the sooty spittle' of a London sky. Yet he was not the man of four or five years ago. He had the same appearance of muscularity, the same red neck and mighty fists; but beneath his eyes hung baggy flesh that gave him a bilious aspect, his cheeks were a little sunken, and the tone of his complexion had lost its healthy clearness. In temper, too, he had suffered; perhaps in manners. He used oaths too freely; intermingled his good bluff English—the English of a country gentleman—with recent slang; tended to the devil-may-care rather than to the unconsciously breezy and bold.

'Let us find a corner,' he said, clutching his friend by the shoulder, 'out of the damned crowd.'

'Lawsuit finished?' asked Harvey, when they had found a place and ordered their meal.

Hugh answered with a deep rolling curse.

When he returned to England, in the summer of 1889, he entered at once into partnership with the man Mackintosh, taking over an established business at Coventry, with which his partner already had some connection. Not a week passed before they found themselves at law with regard to a bicycle brake—a patent they had begun by purchasing, only to find their right in it immediately contested. The case came on in November; it occupied nine days, and was adjourned. Not until July of the following year, 1890, was judgment delivered; it went for Mackintosh & Co, the plaintiffs, whose claim the judge held to be proved. But this by no means terminated the litigation. The defendants, who had all along persisted in manufacturing and selling this patent brake, now obtained stay of injunction until the beginning of the Michaelmas term, with the understanding that, if notice of appeal were given before then, the injunction would be stayed until the appeal was settled. And notice

was

given, and the appeal would doubtless be heard some day or other; but meanwhile the year 1891 had come round, and Mackintosh & Co. saw their rivals manufacturing and selling as gaily as ever. Hugh Carnaby grew red in the face as he spoke of them; his clenched fist lay on the tablecloth, and it was pretty clear how he longed to expedite the course of justice.

Still, he had good news to communicate, and he began by asking whether Harvey saw much of Redgrave.

'Redgrave?' echoed the other in surprise. 'Why, I hardly know him.'

'But your wife knows him very well.'

'Yes; I dare say she does.'

Carnaby did not observe his friend's countenance; he was eating with great appetite. 'Redgrave isn't at all a bad fellow. I didn't know him much till lately. Used to see him at B. F.'s, you know, and one or two other places where I went with Sibyl. Thought him rather a snob. But I was quite mistaken. He's a very nice fellow when you get near to him.'

Harvey's surprise was increased. For his own part, he still thought of Redgrave with the old prejudice, though he had no definite charge to bring against the man. He would have supposed him the last person either to seek or to obtain favour with Hugh Carnaby.

'Sibyl has known him for a long time,' Hugh continued. 'Tells me he did all sorts of kindnesses for her mother at Ascott Larkfield's death; fixed up her affairs—they were in a devil of a state, I believe. Last autumn we met him in Scotland; he was with his sister and her family—Mrs. Fenimore. Her husband's in India, and he seems to look after her in a way that does him credit. In fact, I saw a new side of the fellow. We got quite chummy, and I happened to speak about Mackintosh & Co. Well, now, what do you think? Two days ago, at Coventry, I got a note from him: he was coming through, and would like to see me; would I lunch with him at a hotel? I did, and he surprised me by beginning to talk about business. The fact was, he had some money lying loose, wanted to place it somewhere, and had faith in cycles. Why shouldn't he make an offer to a friend? Would Mackintosh & Co. care to admit a new partner? Or—anyhow—could we make use of a few thousand pounds?'

Rolfe had ceased to eat, and was listening intently. The story sounded very strange to him; it did not fit at all with his conception of Cyrus Redgrave.

'I suppose a few thousands would come very handy?' he remarked.

'Well, old man, to tell you the truth,—I can do it now,—for me it means a jump out of a particularly black hole. You must understand that we're not doing downright badly; we pay our way, but that was about all. I, individually, shouldn't have paid my way for many months longer. God! how I clutched at it! You don't know what it is, Rolfe, to see your damned account at the bank slithering away, and not a cent to pay in. I've thought of all sorts of things—just stopping short of burglary, and I shouldn't have stopped at that long.'

'You mean that this new capital will give such a push to the business–'

'Of course! It was just what we wanted. We couldn't advertise—couldn't buy a new patent—couldn't move at all. Now we shall make things hum.'

'Does Redgrave become a partner, then?'

'A sleeping partner. But Redgrave is wide enough awake. Mackintosh says he never met a keener man of business. You wouldn't have thought it, would you? I should fancy he manages all his own property, and does it devilish well, too. Of course, he has all sorts of ways of helping us on. He's got ideas of his own, too, about the machines; I shouldn't wonder if he hits on something valuable. I never half understood him before. He doesn't shoot much, but knows enough about it to make pleasant talk. And he has travelled a good deal. Then, of course, he goes in for art, music—all that sort of thing. There's really no humbug about him. He's neither prig nor cad, though I used to think him a little of both.'

Harvey reflected; revived his mental image of the capitalist, and still found it very unlike the picture suggested by Hugh.

'Who

Redgrave?' he asked. 'How did he get his money?'

'I know nothing about that. I don't think he's a university man. He hinted once that he was educated abroad. Seems to know plenty of good people. Mrs. Fenimore, his sister, lives at Wimbledon. Sibyl and I were over there not long ago, dining; one or two titled people, a parson, and so on; devilish respectable, but dull—the kind of company that makes me want to stand up and yell. Redgrave has built himself what he calls a bungalow, somewhere near the house; but I didn't see it.'

'You're a good deal at Coventry?' asked Rolfe.

'Off and on. Just been down for ten days. If it were possible, I should go steadily at the business. I used to think I couldn't fit into work of that sort, but a man never knows what he can do till he tries. I can't stand doing nothing; that floors me. I smoke too much, and drink too much, and get quarrelsome, and wish I was on the other side of the world. But it's out of the question to live down yonder; I couldn't ask Sibyl to do it.'

'Do you leave her quite alone, then?'

Carnaby made an uneasy movement.

'She has been visiting here and there for the last month; now her mother wants her to go to Ventnor. Much better she shouldn't; they hate each other—can't be together a day without quarrelling. Pretty plain on which side the fault lies. I shouldn't think there are many women better tempered than Sibyl. All the time we've been married, and all we've gone through, I have never once seen an unpleasant look on her face—to

, that is. It's something to be able to say that. Mrs. Larkfield is simply intolerable. She's always either whining or in a fury. Can't talk of anything but the loss of her money.'

'That reminds me,' interposed Harvey. 'Do you know that there seems to be a chance of getting something out of the great wreck?'

'What? Who says so?'

'Mrs. Frothingham. The creditors come first, of course. Was your wife creditor or shareholder?'

'Why, both.'

'Then she may hear something before long. I don't pretend to understand the beastly affair, but Mrs. Frothingham wrote to us about it the day before yesterday, with hints of eighteenpence in the pound, which she seemed to think very glorious.'

Carnaby growled in disgust.

'Eighteenpence be damned! Well, perhaps it'll buy her a hat. I tell you, Rolfe, when I compare Sibyl